$439,900
Moneta, VA 24121
MLS# 925877
3 beds | 2 baths | 1652 sqft
1 / 63
Property Description
Completely renovated and move-in ready, this gorgeous all-brick home offers the perfect blend of timeless construction and modern updates--plus a deeded boat slip for easy access to Smith Mountain Lake. Thoughtfully updated by the current owners, the home features a bright, open layout, stylish finishes, and comfortable main-level living. Recent improvements include a 3-year-old gas heat system, updated appliances, and a gas cooktop--plus so much more! Enjoy low-maintenance brick construction, a newer deck, screened porch, and private setting with seamless indoor-outdoor flow for relaxing or entertaining. Located in a desirable lake-access community just minutes to marinas, dining, shopping.Smith Mountain Lake Community park with beach, walking trails & much more! Lake living starts here
Details
Maps
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 1.59
Entry Above Grd Fin SQFT: 1652
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 1652
Total Above Grd Fin SQFT: 1652
Grand Total Attached SQFT: 1652
Basement Y/N: Yes
Water Class: Water Access Only
Total Unfin SQFT: 0
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Uncovered Parking: Off Street Parking
Total Cov'd Prk Spc: 2
Year Built: 1995
Total Bdrm: 3
Total Bths: 2
Total F Baths: 2
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Lot: 48
Block: -
Tax ID: 032 03-090 00
Annual Taxes: 1645.62
Section: 3
Zoning Code: RPD
POA Y/N: Yes
POA/Condo Dues: 762
POA/Condo Terms A/M: Annual
Area: 0490 - SML Franklin County
Street Number: 90
Street Name: Middlecreek
Street Suffix: CT
State/Province: VA
Zip Code: 24121
Subdivision: Winding Waters
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: HFB: 122S, L Scruggs Rd, L Bluewater, R Saunders Farm, R Winding Waters, L Channelview, R Middlecreek to house on right.
Style of House
Ranch: 1
Limited Service
Not Limited Service: 1
Lot Description
Level: 1
Varied: 1
Construction
Brick: 1
Basement
Other - See Remarks: 1
Heating
Forced Air Gas: 1
Misc Features
Cable TV: 1
Maint-Free Exterior: 1
Underground Util: 1
Other - See Remarks: 1
Cooling
Central Air: 1
Fireplace
# Fireplaces: 1
Great Room: 1
Water Description
Community System: 1
Sewer Description
Private Septic: 1
Water Heater Type
Tank: 1
Interior Features
Cathedral Ceiling(s): 1
Ceiling Fan(s): 1
Storage: 1
Walk-In Closet(s): 1
Other - See Remarks: 1
Internet Access
Cable: 1
Cur'nt Internet Prov: Shentel available
Exterior Features
Deck: 1
Garden Space: 1
Other - See Remarks: 1
Porch
Screened Porch: 1
Appliances
Clothes Dryer: 1
Clothes Washer: 1
Cook Top: 1
Dishwasher: 1
Microwave Oven (Built In): 1
Refrigerator: 1
Wall Oven: 1
Floors
Carpet: 1
Luxury Vinyl Plank: 1
Boat Dock Desc
Boat Hoist: 1
Area Amenities
Beach Access: 1
Restaurant: 1
Windows
Clad: 1
Water Acc Only A
Access - On/Off Site: Off Site
Distance to Off Site: 1 Mile
Location of Off Site Water Access: 200 Bayshore Drive
Water Acc Only B
Deed/Assgn Dock: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Propane: 1
Bedrooms
BR Entry Level: 3
Water Details
Channel Marker: R22
Number Covered Slips: 1
Full Baths
Full Baths Entry Lvl: 2
Laundry
Laundry Entry Level: 1
Contract Information
Current Price: $439,900
List Price: $439,900
List Date: 2026-03-26
Status: Active
Property Features
Style of House: Ranch
Limited Service: Not Limited Service
Lot Description: Level; Varied
Construction: Brick
Basement: Other - See Remarks
Heating: Forced Air Gas
Cooling: Central Air
Fireplace: Great Room
Interior Features: Cathedral Ceiling(s); Ceiling Fan(s); Storage; Walk-In Closet(s); Other - See Remarks
Exterior Features: Deck; Garden Space; Other - See Remarks
Appliances: Cook Top; Dishwasher; Clothes Dryer; Microwave Oven (Built In); Wall Oven; Refrigerator; Clothes Washer
Misc Features: Cable TV; Maint-Free Exterior; Other - See Remarks; Underground Util
Area Amenities: Beach Access; Restaurant
Floors: Luxury Vinyl Plank; Carpet
Windows: Clad
Porch: Screened Porch
Water Description: Community System
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Propane
Internet Access: Cable
Water Acc Only B: Deed/Assgn Dock
Boat Dock Desc: Boat Hoist
Supplements
Deeded covered boat slip included-(Slip#7)-located at The Rise Condos (200 Bay Shore Dr). Annual HOA total is $762 ($566 boat slip + $196 Winding Waters Community). Home conveys partially furnished with acceptable terms.
Completely renovated by the current owners--this home truly offers "wow factor" throughout. Updates include newer flooring, updated cabinetry, and all appliances less than 5 years old. Beautifully renovated Kitchen & great room! Major systems have been updated with a 3-year-old gas HVAC system, and the outdoor living space features 2023 Trex decking.
Enjoy a private setting with over 5 acres of green space directly behind the home, offering both privacy and a natural backdrop. Outdoor living is enhanced with a screened porch and open deck.
Ideally located just minutes from Smith Mountain Lake Community Park, featuring a sandy beach, fishing pier, hiking trails, playgrounds, and picnic areas. Fine and casual dining are accessible by both land and water. Approx. 6 miles to Westlake for shopping, dining, and medical. The Waterfront Country Club is just a 5-minute drive away.
If you've been dreaming of lake living without the waterfront price, this is the one!
Room Information
| Room Name | Level | Level |
| Primary Bedroom | Entry | Entry |
| Bedroom 2 | Entry | Entry |
| Bedroom 3 | Entry | Entry |
| Great Room | Entry | Entry |
| Kitchen | Entry | Entry |
| Dining Area | Entry | Entry |
| Laundry | Entry | Entry |
| Office | Entry | Entry |
Listing Office: WAINWRIGHT & CO., REALTORS®- LAKE
Last Updated: March - 26 - 2026
All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.