$399,900
Hardy, VA 24101
MLS# 928876
3 beds | 2 baths | 2304 sqft
1 / 56
Property Description
If you're searching for an AFFORDABLE WATERFRONT HOME close to Westlake, this charming and move-in ready property is the one you've been waiting for. Offering 3 bedrooms and 2 bathrooms, it delivers the perfect blend of comfort, updates, and lake lifestyle at an exceptional value. Step inside to find warm hardwood flooring and a bright, welcoming layout designed for everyday living and easy entertaining. The home features a full unfinished basement, providing abundant storage or future expansion potential to fit your needs. Significant recent improvements offer peace of mind and lasting value, including a new roof (2021), new hot water heater, new pressure tank, new well pump, and updated insulation. Both sliding doors have been replaced, along with a new front door and storm door.
Details
Maps
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.52
Entry Above Grd Fin SQFT: 1152
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 1152
Total Above Grd Fin SQFT: 1152
Grand Total Attached SQFT: 2304
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 92
Total Unfin SQFT: 1152
Prim. Covered Prking: N/A
Add'l Covered Prkng: Not Applicable
Total Cov'd Prk Spc: 0
Year Built: 1976
Total Bdrm: 3
Total Bths: 2
Total F Baths: 2
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 5
Subdivision Map: Pagan Isle
Lot: 3
Block: 0
Tax ID: 015 01-019 00
Annual Taxes: 1701.4
Section: 1
Zoning Code: R-1
POA Y/N: No
Area: 0490 - SML Franklin County
Street Number: 3003
Street Name: Northridge
Street Suffix: RD
State/Province: VA
Zip Code: 24101
Subdivision: Pagan Isle
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: Hardy Rd, to Middle Valley Rd, Right on Northridge, home on left.
Style of House
Ranch: 1
Limited Service
Not Limited Service: 1
Lot Description
Down Slope: 1
Level: 1
Construction
Wood: 1
Basement
Walk-Out Access: 1
Views
Lake: 1
Unfinished Attached SQFT
Lower Below Grd Unfin SQFT: 1152
Heating
Heat Pump Electric: 1
Misc Features
Cul-De-Sac: 1
Paved Road: 1
Cooling
Heat Pump Electric: 1
Fireplace
# Fireplaces: 1
Wood Burning Stove: 1
Water Description
Private Well: 1
Sewer Description
Private Septic: 1
Water Heater Type
Tank: 1
Interior Features
Ceiling Fan(s): 1
Storage: 1
Internet Access
Cable: 1
Cur'nt Internet Prov: Shentel
Porch
Front Porch: 1
Appliances
Clothes Dryer: 1
Clothes Washer: 1
Cook Top: 1
Dishwasher: 1
Refrigerator: 1
Floors
Tile - i.e. ceramic: 1
Wood: 1
Boat Dock Desc
Party Deck: 1
Stationary: 1
Water Features
Cove: 1
Exterior Doors
Full View: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 3
Full Baths
Full Baths Entry Lvl: 2
Laundry
Laundry Lower Level: 1
Contract Information
Current Price: $399,900
List Price: $399,900
List Date: 2026-06-26
Status: Active
Property Features
Style of House: Ranch
Limited Service: Not Limited Service
Lot Description: Down Slope; Level
Construction: Wood
Basement: Walk-Out Access
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: Wood Burning Stove
Interior Features: Ceiling Fan(s); Storage
Views: Lake
Appliances: Cook Top; Dishwasher; Clothes Dryer; Refrigerator; Clothes Washer
Misc Features: Cul-De-Sac; Paved Road
Floors: Tile - i.e. ceramic; Wood
Exterior Doors: Full View
Porch: Front Porch
Water Description: Private Well
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable
Boat Dock Desc: Party Deck; Stationary
Water Features: Cove
Supplements
Outdoor living is just as enjoyable, with multiple deck replacements and a mostly brand-new dock providing excellent access to the water. The waterfront setting offers depth for both boating and swimming, making it ideal for lake enjoyment year-round.
Whether you're looking for a full-time residence, or weekend retreat, this well-maintained waterfront home delivers comfort, convenience, and an unbeatable location near Westlake.
Room Information
| Room Name | Level |
| Primary Bedroom | Entry |
| Bedroom 2 | Entry |
| Bedroom 3 | Entry |
| Dining Area | Entry |
| Kitchen | Entry |
| Laundry | Lower |
| Living Room | Entry |
Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Last Updated: July - 02 - 2026
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