165 Spence RD
Union Hall, VA 24176
MLS# 925440
3 beds | 2 baths | 1900 sqft
Property DescriptionCharming Smith Mountain Lake Waterfront Cottage - at Very Affordable Price!! Fantastic Location on the water! This waterfront home is a retreat on Smith Mountain Lake! Comes with a boat dock, perfect for fishing, waterfront enjoyment and your waterfcraft! This beautifully maintained NEW 3BR, 2BA home offers main-level living with a bright, open floor plan, vaulted ceilings, and luxury vinyl floors. Enjoy a spacious kitchen with island, and large primary suite. Relax on the covered porch or entertain on the expansive deck overlooking the peaceful, private yard. No steps to the dock. Over 100 feet of shoreline! Larger Dock Permit AEP APPROVED! and in place and can be transferred to buyer at closing! Convenient to Westlake amenities yet tucked away in a serene setting with deep water!!
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.86
Entry Above Grd Fin SQFT: 1900
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 1900
Total Above Grd Fin SQFT: 1900
Grand Total Attached SQFT: 1900
Basement Y/N: No
Water Class: Waterfront Property
Length of Waterfront: 100
Total Unfin SQFT: 0
Prim. Covered Prking: N/A
Add'l Covered Prkng: Not Applicable
Total Cov'd Prk Spc: 0
Year Built: 2023
Total Bdrm: 3
Total Bths: 2
Total F Baths: 2
Water ID: Smith Mtn Lake
Major Area: 04 - Franklin County
Phase: 0
Tax ID: 0520002901
Annual Taxes: 1442
Section: 0
Zoning Code: A1
POA Y/N: No
Area: 0490 - SML Franklin County
Street Number: 165
Street Name: Spence
Street Suffix: RD
State/Province: VA
Zip Code: 24176
Subdivision: N/A
Municipality: Franklin County
Elementary School: Glade Hill
Middle School: Ben Franklin Middle
High School: Franklin County
Directions: RT 40 to Kemp Ford Rd in Union Hall to Left on Spence Rd to home on the Left at sign.
Gentle Sloping: 1
Views: 1
Manufactured House: 1
Vinyl: 1
Maint-Free Exterior: 1
Manufac Home Allowed: 1
New Construction: 1
Paved Road: 1
Ceiling Fan(s): 1
Storage: 1
Cur'nt Internet Prov: Shentel
Covered Porch: 1
Front Porch: 1
Dishwasher: 1
Range Electric: 1
Beach Access: 1
Restaurant: 1
Riprap Shoreline: 1
Southern Exposure: 1
Current Price: $589,900
List Price: $589,900
List Date: 2026-03-12
Status: Active
Limited Service: Not Limited Service
Lot Description: Gentle Sloping; Views
Construction: Manufactured House; Vinyl
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Interior Features: Ceiling Fan(s); Storage; Walk-In Closet(s)
Exterior Features: Deck; Fenced Yard; Garden Space
Views: Lake; Sunrise; Sunset
Appliances: Dishwasher; Range Electric; Range Hood
Misc Features: Manufac Home Allowed; Maint-Free Exterior; New Construction; Paved Road; Private Road
Area Amenities: Beach Access; Restaurant
Floors: Concrete; Laminate
Exterior Doors: Insulated
Porch: Covered Porch; Front Porch; Side Porch
Water Description: Private Well
Sewer Description: Private Septic
Water Htr Energy: Electric
Water Features: Point; Main Channel; Riprap Shoreline; Southern Exposure
Water Details: Short Term Rental
| Room Name | Level | Level |
| Bedroom 1 | Entry | Entry |
| Bedroom 2 | Entry | Entry |
| Bedroom 3 | Entry | Entry |
| Breakfast Area | Entry | Entry |
| Dining Area | Entry | Entry |
| Foyer | Entry | Entry |
| Kitchen | Entry | Entry |
| Laundry | Entry | Entry |
| Living Room | Entry | Entry |
| Primary Bedroom | Entry | Entry |
Listing Office: PROPERTY NAVIGATORS LLC
Last Updated: March - 13 - 2026
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