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$589,900
165 Spence RD
Union Hall, VA 24176
MLS# 925440
3 beds  |  2 baths  |  1900 sqft


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Property Description
Charming Smith Mountain Lake Waterfront Cottage - at Very Affordable Price!! Fantastic Location on the water! This waterfront home is a retreat on Smith Mountain Lake! Comes with a boat dock, perfect for fishing, waterfront enjoyment and your waterfcraft! This beautifully maintained NEW 3BR, 2BA home offers main-level living with a bright, open floor plan, vaulted ceilings, and luxury vinyl floors. Enjoy a spacious kitchen with island, and large primary suite. Relax on the covered porch or entertain on the expansive deck overlooking the peaceful, private yard. No steps to the dock. Over 100 feet of shoreline! Larger Dock Permit AEP APPROVED! and in place and can be transferred to buyer at closing! Convenient to Westlake amenities yet tucked away in a serene setting with deep water!!

Details
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.86
Entry Above Grd Fin SQFT: 1900
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 1900
Total Above Grd Fin SQFT: 1900
Grand Total Attached SQFT: 1900
Basement Y/N: No
Water Class: Waterfront Property
Length of Waterfront: 100
Total Unfin SQFT: 0
Prim. Covered Prking: N/A
Add'l Covered Prkng: Not Applicable
Total Cov'd Prk Spc: 0
Year Built: 2023
Total Bdrm: 3
Total Bths: 2
Total F Baths: 2
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Lot: Tract 2-B
Block: 0
Tax ID: 0520002901
Annual Taxes: 1442
Section: 0
Zoning Code: A1
POA Y/N: No
Area: 0490 - SML Franklin County
Street Number: 165
Street Name: Spence
Street Suffix: RD
State/Province: VA
Zip Code: 24176
Subdivision: N/A
Municipality: Franklin County
Elementary School: Glade Hill
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Directions: RT 40 to Kemp Ford Rd in Union Hall to Left on Spence Rd to home on the Left at sign.
Style of House
Ranch: 1
Limited Service
Not Limited Service: 1
Lot Description
Gentle Sloping: 1
Views: 1
Construction
Manufactured House: 1
Vinyl: 1
Basement
Crawl Space: 1
Views
Lake: 1
Sunrise: 1
Sunset: 1
Heating
Heat Pump Electric: 1
Misc Features
Maint-Free Exterior: 1
Manufac Home Allowed: 1
New Construction: 1
Paved Road: 1
Private Road: 1
Cooling
Heat Pump Electric: 1
Water Description
Private Well: 1
Sewer Description
Private Septic: 1
Water Heater Type
Tank: 1
Interior Features
Ceiling Fan(s): 1
Storage: 1
Walk-In Closet(s): 1
Internet Access
Cur'nt Internet Prov: Shentel
Exterior Features
Deck: 1
Fenced Yard: 1
Garden Space: 1
Porch
Covered Porch: 1
Front Porch: 1
Side Porch: 1
Appliances
Dishwasher: 1
Range Electric: 1
Range Hood: 1
Floors
Concrete: 1
Laminate: 1
Boat Dock Desc
Floater: 1
Area Amenities
Beach Access: 1
Restaurant: 1
Water Features
Main Channel: 1
Point: 1
Riprap Shoreline: 1
Southern Exposure: 1
Windows
Insulated: 1
Exterior Doors
Insulated: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 3
Water Details
Short Term Rental: 1
Full Baths
Full Baths Entry Lvl: 2
Laundry
Laundry Entry Level: 1
Contract Information
Current Price: $589,900
List Price: $589,900
List Date: 2026-03-12
Status: Active
Property Features
Style of House: Ranch
Limited Service: Not Limited Service
Lot Description: Gentle Sloping; Views
Construction: Manufactured House; Vinyl
Basement: Crawl Space
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Interior Features: Ceiling Fan(s); Storage; Walk-In Closet(s)
Exterior Features: Deck; Fenced Yard; Garden Space
Views: Lake; Sunrise; Sunset
Appliances: Dishwasher; Range Electric; Range Hood
Misc Features: Manufac Home Allowed; Maint-Free Exterior; New Construction; Paved Road; Private Road
Area Amenities: Beach Access; Restaurant
Floors: Concrete; Laminate
Windows: Insulated
Exterior Doors: Insulated
Porch: Covered Porch; Front Porch; Side Porch
Water Description: Private Well
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Boat Dock Desc: Floater
Water Features: Point; Main Channel; Riprap Shoreline; Southern Exposure
Water Details: Short Term Rental
Room Information
Room Name Level Level
Bedroom 1EntryEntry
Bedroom 2EntryEntry
Bedroom 3EntryEntry
Breakfast AreaEntryEntry
Dining AreaEntryEntry
FoyerEntryEntry
KitchenEntryEntry
LaundryEntryEntry
Living RoomEntryEntry
Primary BedroomEntryEntry

Listing Office: PROPERTY NAVIGATORS LLC

Last Updated: March - 13 - 2026

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