131 Charmwood CIR
Moneta, VA 24121
MLS# 912110
4 beds | 3 baths | 3052 sqft
Property DescriptionThis stunning Smith Mountain Lake property is perfect as a primary residence or a savvy investment with exceptional income potential! Nestled in a lively neighborhood with top-notch amenities—including a clubhouse, racquetball and tennis courts, and a community beach with a picnic area—this home promises year-round lakeside enjoyment.
On the main level, you'll find three spacious bedrooms, two full baths, and an open-concept kitchen and living area, ideal for comfortable living and entertaining. Step out onto the large deck to soak in panoramic lake views, creating an indoor-outdoor flow perfect for gatherings and relaxation.
The newly finished lower level offers high 9' ceilings, a spacious family room, an additional bedroom, and a full bath. A cozy bunk room provides extra
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.67
Entry Above Grd Fin SQFT: 1526
Upper Above Grd Fin SQFT: 0
Lower Below Grd Fin SQFT: 1526
Other Above Grd Fin SQFT: 0
Total Fnshd SqFt: 3052
Total Above Grd Fin SQFT: 1526
Grand Total Attached SQFT: 3052
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 92
Total Unfin SQFT: 0
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Uncovered Parking: Off Street Parking
Uncovered # Spaces: 3
Total Cov'd Prk Spc: 2
Year Built: 1999
Total Bdrm: 4
Total Bths: 3
Total F Baths: 3
Major Area: 06 - Bedford County
Phase: 0
Tax ID: 220E 2 20
Annual Taxes: 2256.64
POA/Condo Dues: 425
POA/Condo Terms A/M: Annual
Area: 0600 - Bedford County
Street Number: 131
Street Name: Charmwood
Street Suffix: CIR
State/Province: VA
Zip Code: 24121
Subdivision: Beechwood West
Municipality: Bedford County
Elementary School: Goodview
Middle School: Staunton River
High School: Staunton River
Directions: From 122S, Turn R on Diamond Hill Road, Turn L onto Halesford Road, Turn R onto Forest Lawn Dr, then turn R onto Charmwood Circle, Home on R
Down Slope: 1
Gentle Sloping: 1
Gas – Propane: 1
Heat Pump Electric: 1
Cable TV: 1
In-Law Quarters: 1
Paved Road: 1
Private Road: 1
# Fireplaces: 2
Gas Log: 1
Family Room: 1
Living Room: 1
Breakfast Area: 1
Cathedral Ceiling(s): 1
Ceiling Fan(s): 1
Skylight: 1
Walk-In Closet(s): 1
Whirlpool Bath: 1
Covered Porch: 1
Front Porch: 1
Clothes Dryer: 1
Clothes Washer: 1
Garage Door Opener: 1
Range Electric: 1
Range Hood: 1
Refrigerator: 1
Floater: 1
Pers WaterCraft Lift: 1
Beach Access: 1
Tennis Court(s): 1
BR Entry Level: 3
BR Lower Level: 1
Full Baths Entry Lvl: 2
Full Baths Lower Lvl: 1
Current Price: $949,900
Sold Price: $949,900
List Date: 2024-10-31
Status: Closed
Ratified Contract Dt: 2024-11-10
Sold Date: 2025-01-06
Limited Service: Not Limited Service
Lot Description: Down Slope; Gentle Sloping
Heating: Gas – Propane; Heat Pump Electric
Fireplace: Gas Log; Family Room; Living Room
Interior Features: Breakfast Area; Cathedral Ceiling(s); Ceiling Fan(s); Skylight; Walk-In Closet(s); Whirlpool Bath
Exterior Features: Deck; Paved Driveway
Views: Lake; Sunrise; Sunset
Appliances: Dishwasher; Disposer; Clothes Dryer; Garage Door Opener; Refrigerator; Range Electric; Range Hood; Clothes Washer
Leased Equipment: Propane Tank
Misc Features: Cable TV; In-Law Quarters; Paved Road; Private Road; Underground Util
Area Amenities: Beach Access; Tennis Court(s)
Floors: Carpet; Laminate; Vinyl; Wood
Windows: Insulated; Screen
Exterior Doors: French; Full View
Porch: Covered Porch; Front Porch; Rear Porch
Water Description: Private Well
Sewer Description: Private Septic
Water Htr Energy: Electric
Boat Dock Desc: A-Roof; Floater; Stationary; Boat Hoist; Pers WaterCraft Lift
Water Details: Short Term Rental
Slr Pd Fin Concessns: Not Disclosed
sleeping space, and there's ample room to design a game or entertainment area, making this space highly versatile.
With a newly expanded dock, fully approved by AEP, you'll enjoy even more lakeside relaxation options. As a short-term rental, this property offers strong earning potential, allowing you to enjoy a dream home that doubles as a sound investment. Don't miss out on making this exceptional Smith Mountain Lake property yours!
| Room Name | Level | Level |
| Primary Bedroom | Entry | Entry |
| Bedroom 2 | Entry | Entry |
| Bedroom 3 | Entry | Entry |
| Bedroom 4 | Lower | Lower |
| Eat-in Kitchen | Entry | Entry |
| Breakfast Area | Entry | Entry |
| Dining Area | Entry | Entry |
| Living Room | Entry | Entry |
| Laundry | Entry | Entry |
| Family Room | Lower | Lower |
| Game Room | Lower | Lower |
Listing Office: LYONS TEAM, REALTORS®
Last Updated: March - 11 - 2026
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